Services

VA, FHA, HUD, USDA - Click here for more information!

All of these loans are guaranteed by the U. S. government. Each product has specific guidelines and requirements; however, each product is focused on the representing the largest percentage of potential home owners as possible. The guidelines from each entity are specific; however, every lender in the marketplace is allowed to add additional “overlays” of guidelines to adequately represent the underlying investors. These products are the most innovative (forgiving) of all mortgage products. Interestingly, these mortgage products perform significantly better in terms of repayment than conventional loans.

C2 Financial Corporation is approved by FHA as an agent and has the ability to broker FHA loans to FHA Approved Lenders. C2 Financial Corporation is approved to originate VA loans, and has the ability to broker such loans to VA approved lenders. C2 Financial Corporation is not acting on behalf of or at the direction of HUD/FHA or the VA.

Conventional/High Balance
Both of these products are underwriting specific. Lenders largely submit loans to Fannie Mae and Freddie Mac, and, therefore; are specific to underwriting guidelines. The ability to sell the mortgage on the secondary market mandates conformity on the underwriting process. Each lender may, or will, add additional guidelines to the core underwriting specifics. Jumbo loans are lender specific and the guidelines can vary widely from one lender to another.

Construction/Renovation Loans - Click here for more information!

Financing for new construction or remodeling/renovation. Construction/Construction to Perm; FHA 203K, Home Style. Loans that allow complete customization of your new purchase or existing home. Available for all property types, owner occupied, second homes and investment properties.

Harp 2.0, DPA, MCC, Special Loan Products - Click here for more information!

Refinancing for underwater (negative equity) homeowners, Down Payment Assist Programs, Sapphire Grant Programs, Mortgage Credit Certificates

Jumbo/Self Employed/Portfolio
Financing options for borrowers who do not fit “in the box”. Including (but not limited too) Bank Statement Programs, No Income, Asset Depletion. Products designed for specific needs of high net worth and self-employed consumers.

Manufactured Homes - Click here for more information!
Financing for owner occupied manufactured homes on permanent foundations.

Reverse Mortgage
Programs and experience to help Seniors evaluate using their existing equity to stay in their home without mortgage payments (while still holding ownership and title) through refinancing. Or purchasing a new home with reserves and still having no mortgage payment.

First Time Home Buyers - Click here for more information!
Programs that encourage home ownership through reduced down payments and closing costs. Experience to educate borrowers about the entire mortgage process. Commitment to ensuring successful homeownership.

This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker #01821025; NMLS #135622. Loan approval is not guaranteed and is subject to lender review of information. Loan is only approved when lender has issued approval in writing. Specified rates may not be available for all borrowers. Rate subject to change with market conditions.
C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender.
The services referred to herein are not available to persons located outside the state of California Washington, Oregon and Texas.

10509 Vista Sorrento Pkwy,
San Diego, CA 92121
Phone. 619-906-6288
Email. deborah@loanmonarch.com

Corporate Website. http://www.c2financialco.com/